Choosing the right payment gateway is a crucial step for WooCommerce online store owners in Indonesia. Payment gateways act as a bridge between your online store and banks or other financial institutions, allowing customers to make payments safely and conveniently.
This guide will help you choose the best payment gateway for your WooCommerce store in Indonesia, focusing on the cost comparison across different popular payment methods.
Best Payment Gateway Selection Criteria
Transaction Fees
Each payment gateway has a different fee structure, including registration fees, per-transaction fees, and monthly fees. It is important to understand all these fees in order to manage your budget properly.
Payment Method
Make sure the payment gateway supports popular payment methods in Indonesia, such as:
- Bank transfers: Transaction fees generally range from 2.6% – 3.9% + admin fee per transaction.
- E-wallet: Transaction fees vary depending on the e-wallet provider, generally around 2.6% – 3%.
- Credit card: Transaction fees are generally 3.5% – 4%.
- Minimarket: Transaction fees vary depending on the convenience store, generally around 1% – 2%.
- Paylater: Transaction fees vary depending on the paylater provider, generally around 0% – 6%.
- QR payment: Transaction fees vary depending on the provider and QR payment method, generally around 2.6% – 3%.
Security
Choose a payment gateway that has a high level of security and reliability, with PCI DSS certification and the latest security technology.
Integration with WooCommerce
Make sure the chosen payment gateway is easy to integrate with WooCommerce and has clear documentation.
Support Services
See if the payment gateway provides easy integration support and helpful customer service.
Comparison Table of Payment Gateway Fees in Indonesia
Below is a table of fee comparisons for some popular payment gateways in Indonesia based on supported payment methods:
By choosing the right payment gateway, you can improve the online payment experience for your customers and increase the efficiency and security of payment transactions. Make sure to choose a payment gateway that suits your business needs and provides easy integration with the WooCommerce e-commerce platform. By doing so, you can ensure that the online payment process runs smoothly and efficiently, thereby increasing customer satisfaction and overall growth of your business.
